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American Express Gift Chain

7 Dec

Today I received a promotion from American Express.  During the holidays, they are offering incentives to shop online at select stores for the opportunity to receive a free gift from American Express.  The promotion is available for up to 10 gifts and include gifts from $2 to $500.  Gifts may be statements credits, gift cards, etc.  Here is how it works…

1.  Register any eligble AMEX card.

2.  Spend $25 or more at participating online stores up until 12/21/11.

3.  You will receive an email with your free gift from AMEX.

I’m not going to go out of my way to purchase anything to receive a gift from AMEX, but since the holidays are in season, there is a chance I buy from one of the participants anyways.  Only the first 250k applicants that submit their card are eligible, so you might as well register your card just in case.  Particpating retailers include: Continue reading

Top Credit Cards to Carry

10 Aug

It’s important to have a great credit card to open tabs with at the bar every weekend.  Therefore, I have evaluated which cards I believe are the best.  Personally, I run with an American Express Blue Cash as my main card, and back it up with the Citi Dividend Platinum Select for the times that AMEX isn’t accepted.  I personally prefer to get cash back rewards but we have listed what we believe is the best whether you are a student or looking for flyer miles.  Check it out.

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Best Online Brokerages for a Young Investor

7 Jun

The transition from college to the real world isn’t an easy one.  In college, 100% of your mind was devoted strictly to three things: getting as hammered as possible, girls, and classes, usually in that order.  What little money could be scraped together was used for the cheap as dirt rent and cases of natty ice, while your student ID card could be used for almost everything else (groceries, all meals, books, school supplies, etc).  With the start of the real world came real responsibilities.  Astonishingly, rent in a major city was more expensive than in the middle of nowhere.  Food suddenly cost real currency.  Drinks were no longer purchased in $10 cases; rather, they were served in bars offering $13 pitchers….really?  Meanwhile, the whole prospect of hooking up with strangers in the real world was proven a lot more difficult than expected.  Suddenly, you have to be “someone’s friend” or go to the right parties to even have a chance.  Meanwhile, you wistfully watch as older adults party on their yachts with a bevy of girls and wonder, when will that be me?  Will it be when I’m 65 and I just worked 45 years?  Will I have to pay $150,000 for an MBA just to get a high paying job?  The way to do it is to start investing on that first paycheck.  Sure, 401k’s provide a steady stream of money and a nice base for retirement, but I’m not living my whole life in poverty just to celebrate in Del Boca Vista in 2062.  But what online brokerages are the best out there for someone starting out?  Since no one has the capital in their early twenties to pay out the ass in fees, choosing between online brokerages is extremely important.  Sure, E*Trade has those hilarious talking babies, but is it actually a good brokerage?  After the jump, ConsumerSearch recently performed a full review of thirteen of the top online brokerages, outlining pros and cons of each and including important tenants such as minimum investments and trade fees. Now start making some money before you’re too old and wrinkly to really enjoy it. Continue reading