Top Credit Cards to Carry

10 Aug

It’s important to have a great credit card to open tabs with at the bar every weekend.  Therefore, I have evaluated which cards I believe are the best.  Personally, I run with an American Express Blue Cash as my main card, and back it up with the Citi Dividend Platinum Select for the times that AMEX isn’t accepted.  I personally prefer to get cash back rewards but we have listed what we believe is the best whether you are a student or looking for flyer miles.  Check it out.

Blue Cash from American Express – Best Cash Back Offer

  • Earn a $25 statement credit with $500 in eligible spending
  • No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
  • Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more
  • No limit on the cash back you can earn

Chase Sapphire Preferred Card – Best Rewards Offer

  • Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that’s worth $625 toward airfare or hotel accommodations!
  • Points go 25% farther when you travel – For example, 50,000 points can be redeemed for two flights worth up to $312.50 each, which would usually cost 62,500 points. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • Pay no foreign transaction fees when you use your card on purchases made outside of the United States.
  • Earn a 7% annual points dividend – even on points already redeemed
  • Redeem your points at leading airlines and hotels at a 1:1 value
  • 2X points earned on airfare & hotel accommodations booked through Ultimate Rewards and 1 point for every dollar spent on all other purchases
  • When you call us, our phones are answered by people, not prompts
  • No Annual Fee for your first year – A $95 value

Starwood Preferred Guest Credit Card from American Express – Best Travel Offer

  • Earn up to 30,000 bonus Starpoints(R) – enough for 3 free nights at a Category 4 hotel.
  • Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines – all with no blackout dates.
  • Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
  • 2011 SmarterTravel(R) Award for “Best Travel Rewards Card”
  • Enjoy the first year with no annual fee — a savings of $65

Platinum Card from American Express – Best Business Offer

  • 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
  • New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
  • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide

Citi Platinum Select MasterCard – Best Introductory Offer

  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-20.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • Secure, free online account management
  • No annual fee*

Citi Dividend Platinum Select Card – Best Student Offer

  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*

One Response to “Top Credit Cards to Carry”

  1. mwalter2400 August 13, 2011 at 1:50 pm #

    Some of those 0% intro cards look good. I think I’ll try them out and see if i can’t use that interest free period to help payoff my debts. These days to many credit card companies have absurdly high rates. My opinion is the best credit card is one you don’t have.

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